LogoLife & Protection Cover NZ

Is your family truly protected in New Zealand?

Life, trauma, income, disability, medical, and more. Answer 11 quick questions to see how well your cover would hold up if the unthinkable happened. Independent advice, all major NZ insurers compared.

Free. Takes about 3 minutes. No pressure, no jargon.

75%of NZ families are underinsured
10-15xannual income is the general cover guideline
100%tax-free lump sum payout in NZ
Cover we compare

Protection for every part of your life

From life and trauma to income, disability, and medical cover, we compare all major NZ insurers to protect what matters most.

  • Life insurance

    A tax-free lump sum so your family keeps the home and stays secure.

  • Trauma cover

    A payout on major illness like cancer, reflecting your real responsibilities.

  • Income protection

    Keeps your income flowing if illness or injury stops you working.

  • Disability & medical

    Support and private healthcare when you need it most.

  • Mortgage & debt

    Make sure your major liabilities are backed by a clear plan.

  • Your next step

    A clear read on the gaps and the kind of adviser help that suits you.

How it works

Three steps to real clarity

Independent advice from a Tauranga-based team. Just a clear picture and a sensible next step.

  1. 1

    Answer 11 questions

    Plain-English questions about your income, debts, cover, and priorities. About 3 minutes.

  2. 2

    Get your readiness score

    See instantly whether your protection lands in the Low, Medium, or High band.

  3. 3

    Talk to a local adviser

    Get a clear read on the gaps and independent advice on what suits you best.

Good to know

Frequently asked questions

Protect your family before it's too late

If your income stopped tomorrow, would your family be secure? Get your readiness score in about 3 minutes, free.

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